Head of Compliance and Operations

Steven is a fintech focused on solving problems for the social economy. We believe that traditional banks and neo banks are focusing too much on the individual and their bank account. People do things together, both with friends and family and with service providers.  We see an opportunity to provide higher value by solving problems that adapt to people's behaviors and needs in their daily lives where personal finance seldom is a one man show.

We have an e-money license and already provide wallets to our users, now we’re just about to launch the first ever card for shared expenses and that’s where this role comes in.

The role

As Head of Compliance and Operations you’ll be highly involved in building Stevens' future and you’ll work closely with the CEO and CCO to drive the business forward both strategically and hands on. This is a role with diverse responsibilities and an opportunity to be highly involved in many different areas of building and running a company. 

You’ll be responsible for operating the financial product and ensure that we’re compliant in the markets where we operate. Ideally we’d also see that you’re business minded and can help us develop our financial products further.

For the right person there’s a good chance in growing this into a C-level position as the company grows.

What you’ll do 

Your mission
Ensure Steven is compliant and has smooth and efficient business operations of its e-money products by being an enabler for both operational and strategic success.

Strategic ownership

  • Compliance

    • Policies and processes

    • Business opportunities

    • New market opportunities and challenges

  • Financial operations and services

  • Be a key stakeholder in the evolution of the financial offering together with the CEO, CCO and the product team.

Hands on duties

  • Reporting

    • Financial

    • Regulatory

    • Operational (MasterCard, Apple Wallet etc)

  • Financial operations - operating the Steven Wallet and Steven Mastercard

    • Handle settlements and money flow

    • Client funds control

    • Risk optimization

    • Fraud handling

    • Transaction monitoring & AML

  • Compliance

    • Policy ownership

    • Ensure and follow up on processes

    • Data protection and privacy

Be a stakeholder towards

  • Internal product development

    • As a stakeholder giving input on improvements and potential new offerings increasing business- and user value.

    • Setting regulatory requirements on the product and processes.

  • Risk & Compliance control

  • Card & Wallet partners (Mastercard and Processor)

  • Accountants

Who you are

You have previous experience from compliance and you’re familiar with the financial industry. If you have worked with cards and/or credit before it’s a big plus.

You’re thorough and well structured and you know your way around numbers. You like to work with a combination of hands-on operational work and strategy and can balance between them.

If you like business development and would like to influence our future offering we’d see that as a big plus.

What you’ll get

  • A chance to be part of a journey with the aim to disrupt the way people handle their finances while focusing on good relations.

  • A great learning experience with a diverse role where you have the chance to develop in many different areas.

  • Great team spirit with high ambitions where we help each other thrive with a culture of constant learning.

  • Flexibility. We strongly believe that if you have good balance in life and good means to have control of both your private life and your work life you’ll be able to do a better job.

    • You can work remote or in the office in central Stockholm.

    • You control your work hours, we focus on outcome rather than output and as long as you’re able to interact with your peers and add value we don’t care when you do it.

  • A company truly living after its values

    • Hungry - We strive to constantly learn and make things better and we take pride in our craftsmanship.

    • Humble - We work as a team, fail as a team, deliver as a team and succeed as a team. 

    • Honest - We’re transparent and open and value each other's opinions and feedback.

    • Happy - We contribute by being open and inclusive. Spreading good vibes will make the workplace a happy place.

  • Competitive salary and benefits

About Steven

  • Founded 2016 by Jens (ex Klarna) and Fredrik (investor and various startups)

  • Offices in central Stockholm and Armenia

  • Team of 13. 

  • ~ 150 000 users, mainly in Sweden. Growing organically with close to zero cost of acquisition.

  • Solid investor base with NFT Ventures, Flat Capital, Wellstreet & Anders Borg amongst others.